NRL Fantasy 2020 part 21 - The one with all the missing TBs

Milchcow wrote:C'mon Australia's leadership is great. 

Last night we removed the 30 minute restriction on getting a haircut.

Becomes in times of social distancing and being encouraged to stay at home, its important to make sure your hair looks its best.

Removed it ? I thought it was implemented ???

EDIT: Just read the backflip

My wife had :

6:00-6:30 - Wash and dry
6:30 -7:00 - Cut
7:00 - 7:30 - colour
7:30 - 8:00 Trim and style

my tv broke wrote:She's awesome. Can we just put her in charge of Australia too, effective.. now?

Nope, she's ours, like Phar Lap and Pavlova, you can keep Russell Crowe though.....

No Worries wrote:

Removed it ? I thought it was implemented ???

EDIT: Just read the backflip

My wife had :

6:00-6:30 - Wash and dry
6:30 -7:00 - Cut
7:00 - 7:30 - colour
7:30 - 8:00 Trim and style

My local barber closed but the hair salon is still open. Madness

Anyone here got an opinion on our super accounts and whether it Is a gud idea to switch to a more 'cash' focused setup ?

I hope everyone is doing ok amidst this chaos and very uncertain times.

I’m only a PM away if anyone is struggling and needs to get it off their chest.

The images of our ghost towns are quite reassuring.

I wasnt convinced the country would fully adhere, but for now it seems to be working

At least we are doing better than the US, where Trump is changing his advice more than ScoMo, and is currently pushing plans to open everything up ASAP

Revraiser wrote:Anyone here got an opinion on our super accounts and whether it Is a gud idea to switch to a more 'cash' focused setup ?

I know we joke about everyone being an accountant around here, so probably not a bad place to ask.

I'm not one though, so my only advice would be to discuss anything related to your super thoroughly with your accountant before doing anything.

One of my mates is one and wrote a long post on facebook about the government's stimulus package and implored people to speak to their accountant before touching their super because of the longterm ramifications.

Loomer wrote:

This virus has really created the perfect excuse to stay home and play video games. Congrats to those if you that do that stuff!

I'm super thankful that my work will always be secure and I can work from home. Gaming would be nice but that security is so reassuring right now.

Just a reminder that speaking up about mental health is not something to be scared to do. It's a difficult time for a lot of people and if we all speak up and help each other we can use this time to really break down any remaining stigma around it

WT Winfield wrote:

I know we joke about everyone being an accountant around here, so probably not a bad place to ask.

I'm not one though, so my only advice would be to discuss anything related to your super thoroughly with your accountant before doing anything.

One of my mates is one and wrote a long post on facebook about the government's stimulus package and implored people to speak to their accountant before touching their super because of the longterm ramifications.

Cheers mate,   but I actually mean the way is super is setup.. Not at all cashing it in. When I said switch to a cash focused super I just am referring to how it is invested. If like most it is heavily market/share based then u would be copping the losses, but u could switch it to a safer cash type and generate smaller ups but smaller downs. Trick is u have to time the rise again in this current corona scenario.

Surely a lot here have super accounts ?

Moanaman wrote:Now this is leadership, sitting at home in your sweatshirt addressing the country. Could you see ScoMo doing this?

https://www.facebook.com/jacindaardern/videos/147109069954329/

Apologies for the Facebook link.....

Wow that's awesome. Love it

Revraiser wrote:Anyone here got an opinion on our super accounts and whether it Is a gud idea to switch to a more 'cash' focused setup ?

Really hard to give personalised financial advise without knowing full circumstances. In my opinion anyone with 10+ years left until preservation age(somewhere 60+ depending on your DOB) should be in as aggressive as positive. Cashing out in one of the worst market crashes in history would just crystalise the losses

Revraiser wrote:

Cheers mate,   but I actually mean the way is super is setup.. Not at all cashing it in. Wjen I said switch to a cash focused super I just am referring to how it is invested. If like most it is heavily market/share based then u would be popping the losses, but u could switch it to a safer cash type and generate smaller ups but smaller downs. Trick is u have to time the rise again in this current corona scenario.

Surely a lot here have super accounts ?

Before thinking you should switch to cash then try to jump back in at the bottom play this game a couple of times, which replicates some historical market conditions

https://www.personalfinanceclub.com/time-the-market-game/

If the best hedge fund managers in the world can't pick the bottom of the market, I don't think I am in a position to try it

multiple.scoregasms wrote:

Before thinking you should switch to cash then try to jump back in at the bottom play this game a couple of times, which replicates some historical market conditions

https://www.personalfinanceclub.com/time-the-market-game/

If the best hedge fund managers in the world can't pick the bottom of the market, I don't think I am in a position to try it

Cheers mate, i appreciate that but if this is going to be bad and get worse for months to come wouldn't it be possibly wise to jump out for a short while ? Anyway this is what I wanted, to see what others are doing or not doing.

Revraiser wrote:

Cheers mate, i appreciate that but if this is going to be bad and get worse for months to come wouldn't it be possibly wise to jump out for a short while ?   Anyway this is what I wanted, to see what others are doing or not doing.

Dow Jones and ASX are both up roughly 2% today. Dow Jones went up 15% in a single day this week. If you are in cash and miss something like that you are setting yourself way back.

Really tough for anyone to know what will happen, best way to go in my opinion is set and forget

multiple.scoregasms wrote:

Dow Jones and ASX are both up roughly 2% today. Dow Jones went up 15% in a single day this week. If you are in cash and miss something like that you are setting yourself way back.

Really tough for anyone to know what will happen, best way to go in my opinion is set and forget

Yes I noted the Dow Jones single day, but that recouped approx 5 percent of the previous weeks losses. There is no answer I know, volatile.

Good link though, the game

Revraiser wrote:

Yes I noted the Dow Jones single day, but that recouped approx 5 percent of the previous weeks losses. There is no answer I know, volatile.

Good link though, the game

It's nice to reinforce that even with a 24/7 news cycle everyone is guessing and it's incredibly hard to beat the market

multiple.scoregasms wrote:best way to go in my opinion is set and forget

so, aubbs?